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If you're paid monthly and you don't budget well, you might end up with no cash before payday. Today, that may sound like something only a pirate would do, but gold and silver coins were the norm until just a few centuries ago. With simple tools like excel you can make the most of your money. Money is an essential aspect of life that we can't take for granted in the society we live in today. One of the biggest benefits is that it can create some extra wiggle room in your budget and also make saving up easier.

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